We can help you with all your insurance needs.

In cases of severe weather that may impact our area, Christopher&Regan Insurance also has an additional email address in order to contact our agency with any urgent matter. Please provide a phone number and a short description of your problem:

Severe Weather "Wireless" Email :
christopher.regan.insurance@gmail.com



Also for your convenience, please use the Claims Reporting & Emergency Contact Tab on this home page. It provides direct numbers for claim damage services and/or your insurance company's direct claim reporting phone number.

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FLOOD INSURANCE
Flood insuranceFLOODS CAN HAPPEN ANYTIME, ANYWHERE...
With one annual premium you can protect your most important investments - your home, your business and your finances. Whether you are a homeowner, a condo owner, a renter or an business or condo association; flood insurance is your only protection for this peril.

What every consumer and businessowner needs to know about
Flood Insurance:
Contact us today for more information about Flood Insurance
EVERYONE LIVES IN A FLOOD ZONE
  • You don't need to live near water to be flooded
  • Floods are caused by storms, melting snow, hurricanes, rising rivers and water backup due to inadequate or overloaded drainage systems or dams
FLOOD DAMAGE IS NOT COVERED BY HOMEOWNERS OR COMMERCIAL PROPERTY POLICIES
  • You can protect your home, business, rental properties and belongings with flood insurance
FEDERAL DISASTER ASSISTANCE IS NOT THE ANSWER
  • Federal disaster assistance is only available if the President declares a disaster
  • Flood insurance pays even if a disaster is not declared. It's just good sense
YOU CAN BUY FLOOD INSURANCE NO MATTER WHAT YOUR RISK IS
  • It doesn't matter whether your flood risk is high or low. You can buy flood insurance as long as your community participates in the national Flood Insurance Program
  • It's a good idea to buy even in low risk areas since between 20-25% of ALL flood claims come from low-risk areas
FLOOD INSURANCE OFFERS THESE PROTECTIONS:
  • Building coverage that pays for damage to the structure and items such as the furnace and water heaters
  • Contents coverage (purchased separately) will cover your belongings or business equipment (subject to limitations in basement/below ground level areas)
  • Property protection that pays for sandbagging or other preventative measures
  • Clean-up reimbursement to cover costs of cleaning your home or business and removing debris after a flood
THE LOW COST PREFERRED RISK POLICY IS IDEAL FOR HOMES AND BUSINESSES IN THE LOW-TO-MODERATE RISK AREAS
  • Due to your home or business being located in a FEMA designated low flood hazard zone, coverage can be obtained at very affordable premiums.
FLOOD INSURANCE IS AFFORDABLE
  • The cost of flood insurance is minimal when you consider the enormous expense of repairing or replacing your home or building and it's possessions
  • In comparison (for example), a $50,000 disaster loan can cost you over $240.00 a month at 4% interest over 20 years
  • Flood policies provide numerous deductible options which will reduce your premium
THERE IS USUALLY A 30-DAY WAITING PERIOD BEFORE THE COVERAGE GOES INTO EFFECT
  • Plan ahead so you're not caught without flood insurance when a flood theatens your home or business

Please reference our links page for the National Flood Insurance Plan's official site - it provides valuable information about flood insurance and preparation & safety information.

Christopher & Regan Insurance Inc provides flood coverage through some carriers we represent as well as the NFIP.

Contact us today for more information about Flood Insurance