We can help you with all your insurance needs.

In cases of severe weather that may impact our area, Christopher&Regan Insurance also has an additional email address in order to contact our agency with any urgent matter. Please provide a phone number and a short description of your problem:

Severe Weather "Wireless" Email :
christopher.regan.insurance@gmail.com



Also for your convenience, please use the Claims Reporting & Emergency Contact Tab on this home page. It provides direct numbers for claim damage services and/or your insurance company's direct claim reporting phone number.

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Commercial Insurance
Commercial InsuranceAt Christopher & Regan Insurance we are working to minimize your insurance costs, decrease your business losses and increase your bottom line.
We offer insurance packages that are tailored for different types of businesses. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to protect your business. In addition, we offer group health and retirement plans.
COMMERCIAL PROPERTY INSURANCE
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Property Insurance may cover two types of property losses:
  • Direct losses may be covered when property is lost, stolen, damaged or destroyed.
  • Indirect or consequential losses (such as loss of income) related to direct losses may also be covered.
COMMERCIAL GENERAL LIABILITY INSURANCE
Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.
Policies provide coverage for liability arising out of:
  • Premises and Operation
  • Fire Damage Liability (damage by fire to premises rented to insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations
Property and Liability coverages can be written as separate policies or in a package policy which combines your Property, Liability and other types of coverage into one comprehensive policy saving you money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for your particular needs.
BUSINESS AUTO INSURANCE
Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that’s right for you and your business.
WORKERS' COMPENSATION
Workers’ Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.
Workers’ Compensation provides for the payment of four types of benefits:
  • Medical benefits
  • Income benefits
  • Death benefits
  • Rehabilitation benefits
A representative can provide you with complete details on Workers’ Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.
Contact us today for more information about Commercial Insurance
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